West Wisconsin Credit Union in New Richmond WI offers personalized banking solutions for local members. This financial cooperative focuses on service, competitive rates, and community growth in the St. Croix Valley.
Members benefit from digital tools, local decision making, and transparent fees. The following sections highlight how this credit union serves individuals, families, and small businesses in west central Wisconsin.
| Branch | Location | Hours | Contact |
|---|---|---|---|
| New Richmond Main | 220 3rd Street North, New Richmond, WI 54017 | Mon–Fri 9:00 AM–5:00 PM | 715-246-2261 |
| Hudson Branch | 314 North Main Street, Hudson, WI 54016 | Mon–Fri 9:00 AM–5:00 PM | 715-386-5721 |
| Online & Mobile | Available 24/7 | 24/7 | support@wwcu.org |
New Richmond Branch Services and Membership
The New Richmond location provides full-service teller, deposit, and loan processing. Staff assist with account opening, check cashing, and safe deposit boxes in a walk-up environment.
Everyday Banking
Checking, savings, and money market accounts with no hidden fees. Free direct deposit and ATM access nationwide help members manage cash flow efficiently.
Business and Commercial Solutions
Business checking, payroll services, and lines of credit tailored to local shops, contractors, and professionals in the New Richmond area. Specialists review applications in person when needed.
Loan, Mortgage, and Credit Options
Personal and Auto Loans
Competitive rates on new and used auto loans, plus unsecured personal loans for home improvements or major purchases. Members often appreciate the quick preapproval process.
Mortgages and Home Equity
First-time buyer programs, refinancing, and home equity lines of credit with guidance from local loan officers. West Wisconsin Credit Union partners with local Realtors to streamline approvals in the New Richmond market.
Digital Banking and Security Features
Online and Mobile Tools
Members access accounts, transfer funds, and deposit checks via mobile deposit. Alerts, bill pay, and budgeting dashboards are included at no cost to consumer members.
Fraud Monitoring and Cards
Real-time transaction monitoring protects against unauthorized use. Contactless cards and zero liability policies provide confidence when shopping in or outside New Richmond.
Key Takeaways for Members and Potential Members
- Member owned structure with lower fees and personalized service
- Multiple branches and robust digital banking tools
- Local decision making on loans and deposits in New Richmond
- Competitive rates on savings, loans, and mortgages
- Strong focus on community growth and financial education
FAQ
Reader questions
What are the New Richmond branch hours and address?
The main branch at 220 3rd Street North is open Monday through Friday, 9:00 AM to 5:00 PM. After-hours drop boxes are available for deposits after closing.
Can I join West Wisconsin Credit Union if I live outside New Richmond?
Yes. Membership eligibility includes residence or work in specific counties across west central Wisconsin, and many areas qualify even if you live farther away.
How do I apply for an auto loan through West Wisconsin Credit Union?
You can start online, call the New Richmond office, or visit in person. Preapproval is available with a soft credit check, and dedicated loan officers help you compare options before signing.
Are there monthly fees on checking accounts at West Wisconsin Credit Union?
Most consumer checking accounts carry no monthly fees when members meet simple requirements such as one direct deposit or a minimum balance, and fee waivers are often available for students and seniors.