American Warranty Company specializes in protecting vehicle owners after they leave the dealership. Its plans are designed to cover mechanical failures that standard factory warranties typically exclude.
The brand positions itself as a partner for long term vehicle ownership, helping drivers manage repair costs and maintenance complexity. Coverage options vary by state and specific product tier.
| Product Line | Typical Coverage Scope | Average Cost Range | Ideal Buyer Profile |
|---|---|---|---|
| Exclusionary Powertrain | Covered parts except those specifically listed | 1500–3500 USD | New car owners wanting broad protection |
| Standard Parts Inclusion | Named components like engine, transmission | 1000–2500 USD | Budget focused buyers with older vehicles |
| Add On Roadside Services | Towing, fuel delivery, trip interruption | 200–600 USD per year | Frequent travelers and long distance commuters |
| Exclusionary Comprehensive | Most mechanical and electrical systems | 2000–4000 USD | Owners of luxury or high repair cost vehicles |
Coverage Limitations And Wear Items
What Is Always Excluded
American Warranty Company maintains a clear list of non covered items to set accurate expectations. Routine maintenance, cosmetic damage, and pre existing conditions are generally not eligible for claims.
Environmental Damage Rules
Corrosion caused by road salt or environmental exposure usually requires additional endorsement. Vehicle owners in coastal or high humidity regions should review geographic restrictions before purchase.
Eligibility Requirements And Vehicle Age
The company often limits eligibility based on vehicle age and mileage at the time of application. Newer models with lower odometer readings typically qualify for the highest coverage tiers.
Claims Process And Documentation
Initial Notification Steps
Policyholders are required to contact American Warranty Company before authorizing repairs. Early notification helps preserve claim validity and streamline the approval workflow.
Approved Repair Facilities
Using network affiliated shops can simplify billing and reduce out of pocket expenses. Independent shops may also be approved with pre authorization and detailed invoicing.
Key Takeaways And Next Steps
- Review state specific policy wording before buying
- Confirm repair facilities in your area are authorized
- Document all routine maintenance with receipts
- Understand wear item exclusions to avoid claim denials
- Check transferability terms if you plan to sell soon
FAQ
Reader questions
Does this warranty cover wear and tear items like brakes and tires?
No, coverage excludes normal wear components such as brake pads, tires, and clutches unless they fail due to a covered mechanical breakdown.
What should I do immediately if my check engine light comes on?
Contact American Warranty Company first, document any unusual symptoms, and avoid operating the vehicle if it might cause further damage.
Can I transfer the policy when I sell my car?
Yes, many plans are transferrable to a new owner, which can increase resale value and provide continuity of protection.
How are aftermarket electronics handled under coverage?
Aftermarket installations usually require an endorsement and may be excluded if they are considered the root cause of a mechanical failure.