Sargent County Bank serves as a trusted financial partner for residents across Sargent County, offering personalized service and products tailored to local needs. This community focused institution combines modern banking solutions with a deep understanding of regional economic dynamics.
The bank emphasizes secure accounts, efficient payment options, and responsive support for both individuals and small businesses operating in the area.
| Branch Location | Contact Phone | Business Hours | Digital Services |
|---|---|---|---|
| Forman, ND Main Office | (701) 342-3341 | Mon–Fri 9:00 AM–5:00 PM | Online banking, mobile app, bill pay |
| Gorham, ND Branch | (701) 342-3651 | Mon–Fri 9:00 AM–5:00 PM | Online banking, mobile app, ATM services |
| Classic Bank ATM Network | 無限制使用共享ATM24/7 | Check deposits, cash withdrawal, balance inquiries | |
| Customer Support Email | support@sargentcountybank.com | Response within 1 business day | Secure message portal, FAQs, document upload |
Personal Banking Solutions
Checking and Savings Accounts
Sargent County Bank offers a range of checking and savings products designed to suit different financial habits. Account holders can choose from no‑fee basic checking, interest bearing savings, and youth accounts that encourage early money management.
Debit Cards and ATM Access
Customers receive Visa® debit cards with chip technology, providing secure point‑of‑sale transactions and ATM withdrawals. The bank’s shared ATM network ensures convenient access to cash and services across multiple locations.
Business Banking Services
Business Checking and Merchant Services
Local businesses benefit from business checking accounts with tiered pricing, electronic funds transfer, and integrated merchant services for card processing. The bank supports payroll processing, lockbox services, and remote deposit capture to streamline operations.
Commercial Lending and Cash Management
Sargent County Bank provides lines of credit, term loans, and cash management solutions tailored to the seasonal and cyclical nature of agriculture and small enterprises in the region. Relationship managers work closely with clients to align financing strategies with business goals.
Digital and Mobile Banking Features
Online and Mobile Experience
The bank’s digital platform delivers account aggregation, real‑time alerts, mobile check deposit, and budget tools. Security features include multi‑factor authentication, encryption, and automatic session timeouts to protect user data.
Bill Pay and Transfers
Customers can schedule one‑time or recurring payments, set up autopay for recurring bills, and transfer funds between internal and external accounts. These tools reduce reliance on paper checks and improve cash flow visibility.
Community Involvement and Financial Wellness
Sargent County Bank actively participates in community initiatives, sponsoring local events, educational workshops, and nonprofit partnerships. Financial wellness resources include counseling on budgeting, credit building, and responsible borrowing.
Key Bank Services at a Glance
- Personal and business checking with competitive rates
- Shared ATM network for 24/7 cash access
- Digital banking with mobile check deposit and alerts
- Business lending, cash management, and merchant services
- Community programs and financial wellness resources
FAQ
Reader questions
How do I open a personal checking account at Sargent County Bank?
Visit a branch with valid government ID, proof of address, and a social security number. Staff will guide you through the application, fund initial deposit options, and issue your debit card on the same day.
Are there monthly fees for business accounts?
Business account fees vary by service tier and transaction volume. The bank offers relationship‑based pricing, and many business customers qualify for reduced rates when maintaining commercial cash management solutions.
What should I do if I forget my online banking password?
Use the password reset link on the login page, verify your identity via security questions or SMS code, and create a new strong password. If issues persist, contact customer support for assisted account recovery.
Can I deposit checks using my smartphone with Sargent County Bank?
Yes, the mobile app includes mobile check deposit. Capture clear front and back images, confirm the amount, and submit. Deposits typically post within one business day, subject to standard holds and fraud review.